Pursuant to Alabama law, subrogation is the right of a third party – usually a health insurance company – to recover money paid to or on behalf of an injured person from the amount the injured person receives from a responsible party. This is based on the principle that an injured person should not recover twice for a single injury and that the insurer should be reimbursed for payments it made by the wrongdoer. Most insurance contracts include claims for reimbursement. Subrogation claims are often found in personal injury claims and in workers’ compensation claims that are being disputed.
If you have any questions or concerns about this issue or other issues on the law, please call the Nomberg Law Firm at 205-930-6900.